When I originally purchased my home in 1998 I was single and the only person on the deed . I married in 2000 and then refinanced the property in December of 2008 . At that time my husband was working full time and I part time . He was put on the loan at that time as the primary . Was he eligible for the first time home buyers credit ? He has never owned any property until being added to this loan while doing the refinance . Thanks for any help .