Dependent care FSA and filing status
I am considering having my wife and filing under the "married filing separately" status, as we may end up getting a bigger refund for 2009.
My employer offered a dependent care flexible spending account, which I used to pay for our son's daycare expenses. We used the maximum amount (for married filing JOINTLY", $5000), for 2009.
I now realize that the maximum for married filing separately is $2500. While I could have arranged to deduct this much from my own paycheck and another $2500 from my wife's, we did not anticipate this filing status and did not do it this way (all $5000 was from my paycheck).
Is there a way to make a change retroactively and file with the married filing separately status, or are we locked in to married filing jointly?
Thanks for your help.