If you are having tax problems and have not been able to resolve them with the IRS, the Taxpayer Advocate Service may be able to help you. And thier service is free; https://taxpayeradvocate.irs.gov/contact-us
aslongas a levy on your wages, bank, or other account is causing a hardship, then you need to contact the IRS at the telephone number on the levy or correspondence immediately and explain your financial situation. An economic hardship occurs when he irs has determined the levy prevents you from meeting basic, reasonable living expenses. In order for the IRS to determine if a levy is causing hardship, the IRS will usually need you to provide financial information so be prepared to provide it when you call. If the levy on your wages is creating an immediate economic hardship, the levy must be released. If the levy on your bank account or other account is creating an immediate economic hardship, the levy may be released. You should be aware that if you file jointly with your spouse and she is in a situation where her tax refund will be seized, yours will be seized as well. Luckily, there are a couple of things your spouse can do to hold on to her share of the refund:If she files her taxes as married filing separately, she doesn?t have to worry about this issue. her refund will be safe and your spouse must bear the burden of her financial issues alone.If she wants to avoid having her part of the refund seized, she can file for ?injured spouse relief? in order to make her case to the IRS that she paid her own share of taxes and didn?t have anything to do with the situation. She must have her own income and has made tax payments or had taxes withheld from that income, and she must be expecting a refund of at least some of those taxes that she paid on her own income.