for qualified expenses ? money you paid for services that enable you to work, such as at-home care (a nanny or babysitter) and care outside the home (such as daycare or after-school care). Because this is a "pretax" deduction, you won't have to pay federal, social taxes, or state taxes on the amount.however, in the case of child tax credit, the IRS offers a 20 to 35% kickback on up to $3K of qualifying childcare expenses you accrued. If your AGI is igher thn a a cetaim amount , then, the figure drops to 20 %.
2. My wife and I went with her HSA in lue of my PPO. Can you use the HSA for Bills that were encurred before we got the HSA? I don't think you can because we didn't have the HSA we had the PPO.=======>I guess you need to contact the plan admin for more accurate info in detail.