Hello,

My wife and I file our income tax jointly. She reaches 70 and 1/2 this year, and I won't for another year. She has an IRA account with about $50K in it, and I have two totalling about $250K. When she reaches 70 and 1/2 this year, can she just pay her RMD on her $50K account, or does filing "jointly" somehow mean we need to pay the RMD on our entire IRA totals?? (Obviously next year when I hit 70 and 1/2, we would both pay on the entire amounts.)

thanks for your advice on this....

Don Schager