I have been at my previous residence for over 15 yrs, on May 25 2009 I made a contract with a builder and the bank to build my new home, on the settlement statement it states the house to be complete my November 29 2009,( that didnt happen) when in actuality I didnt close till Feb. 2010 and still did not move in till April 2010 due to conflicts with the builder. Since I had a construction loan for the builder and it didnt go to a permanent loan till around Feb 2010 I thought I would be eligible for the 6500.00 tax credit for 2010 or do I need to ammend my 2009 taxes?