My dad (Indian citizen, non-resident in US) is the owner (first a/c holder) of these accounts and he pays Indian taxes on the interest income earned in these accounts. I (US resident alien) am the joint second a/c holder in these accounts.
(1) Do I have to report the interest earned in these accounts as income in my US tax return as bank interest?========>yes as a US resident you must report US source/World wide income on your return and can claim tax that you pay to Indian taxing authority(ies) on your US return.
(2) Do I have to report these accounts in FBAR? =======>it depends; aslongas you r portion of the aggregate value of the foreign financial accounts exceeds $10k at any time during the calendar year.
(3) Do I have to report these accounts in Form 8938?
I satisfy the reporting requirements for both (2) and (3).=======> it also depends;aslongas you hold specified foreign financial assets with an aggregate value exceeding $50k, will report information about those assets on new Form 8938, which must be attached to your annual income tax return
Note that filing the Form 8938 does not replace or otherwise affect your requirement to file FBAR (FinCEN Form 114).
Note;If you do not have to file an income tax return for the tax year, you do not need to file Form 8938, even if the value of your specified foreign assets is more than the appropriate reporting threshold