Can I recharacterize a Roth 403b to a Traditional IRA in order to 1) take a tax deduction of $6500 for 2016,===> Roth 403(b) plan contributions are made with after-tax dollars, so the employee's taxable income is not reduced. If you convert money to a IRA in 2016, for example, you have until the due date of your 2016 income tax return including filing extensions to recharacterize your conversion. That gives you until Oct 15, 2017, to undo your 2016 Roth conversion. After that, you?re out of luck. To recharacterize, talk to your financial advisor or the financial institution holding your account. The calculations can get tricky and are best left to the professionals.
then 2) roll that trad IRA over to pay back a state retirement plan between June and August of this year? The state retirement plan will not rollover Roths.=====>as said you need to talk to your plan admin for more accurate info