Hello. I received a notice that my wages and/or tax refund may be garnished. I was given a specified amount of time to submit documentation proving financial hardship which I did. I received notification that my hardship was approved. I also entered into loan rehab program and started making payments on time. I was told that this would prevent any garnishments. I filed my tax return then found out my entire refund was taken. I am a struggling single mom who receives no child support. I was depending on that money to pay bills and survive. I have been researching for days about ways to request a hardship which they say is difficult but possible. Do you know if I have any recourse? I'm desperate and don't know where to turn or what to do. Thank you.