| What is a Structured Settlement?
Generally, whenever a plaintiff settles a case for a vast sum of money, the defendant, the plaintiff's attorney, or a financial expert that is consulted in association with this settlement, will propose paying the settlement in equal installments over a period of time instead of receiving a single lump sum.
Whenever a settlement is paid in this manner it is called a "structured settlement". The structured settlement is usually created through the purchase of one or more annuities, that guarantee the future payments.
A structured settlement can be fairly flexible and can provide for any scheduled payments that the parties choose. Thus, for example, the settlement may be paid in annual installments over a number of years, or it may be paid in periodic lump sums every few years. | 
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