Hi,

For 2016 husband and wife were/will be in a "family" HDHP for month 1 through 6. For month 7 through 12 wife will be in a "self" HDHP. Both husband and wife are over 55 years old. How much can each/both contribute to an HSA? Right now only the husband has an HSA account. Will the wife have to open her own account?

Thanks,

Bob

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For 2016 husband and wife were/will be in a "family" HDHP for month 1 through 6. For month 7 through 12 wife will be in a "self" HDHP. Both husband and wife are over 55 years old. How much can each/both contribute to an HSA?======= If you had HDHP coverage for the full year, then,you can make the full catch-up contribution regardless of when your 55th birthday falls during the year. If you and your spouse are eligible individuals and both of you have established an HSA in your name and turn 55, then both can make catch-up contributions. If only one spouse has an HSA in his or her name, only that spouse can make a catch-up contribution; Annual contributions are capped at a high deductible of $3,350 for an individual and $6,750 for a family in 2016. Individuals over 55 may contribute an additional $1,000 per yearI guess you need someprofessinal help from HAS admin; please contact HSA Customer Service, qualified trustee or custodian





Right now only the husband has an HSA account. Will the wife have to open her own account=>>If both you and your spouse are eligible, you must each have a separate HSA ; you're not allowed to have a joint HSA.