Delay RMDs by rolling over IRAs into 403B? I'm currently 68 years old and intend to continue working for at least 5 more years. I'm enrolled in a 403B plan with my current employer (state college). I also have an (old) IRA that I established in 1986 as well as a TSP (Thrift Savings Plan) from my days with the federal government.
My question is this "If my current 403B allows it, would it be feasible to "roll over" both of these in order to avoid being subject to taking a Required Minimum Distribution from them prior to my actually being "retired"? My limited understanding of my 403B is that RMDs would not apply as long as I was employed at the institution that I have my 403B with. If this is at all "do-able" I'd appreciate a reference to the appropriate IRS document also. Thank you. |