I need to drop my 2014 AGI by 5500 dollars. Is there anything at this point I can. I have a company sponsored retirement plan and a 457b plan. My wife has PERS and a 403b plan. We also contribute 4200 to a Roth IRA. I think I am out of luck but just wanted to know if at this point there was anything I could do. A $5500 reduction in AGI will increase my total return by nearly $3500. Any ideas that are legal. Thank you.