I made roughly 48k last year at my job. I was enrolled ina student loan redemption program that paid back $10k towards my student loans because of the field that I work in. I was sent a 1099-Misc form. I am completely confused as to why when no money has ever touched my hand. The program sent the money directly to my lender and I never physically cashed or mailed anything. I am concerned because now it looks like I made 58k and there is a 10k lingering that taxes has not been paid on. I am afraid that I am going to owe the IRS a whole lot of back money that I do not have. Can you help me or give me insight.