I am 27 years old and just bought my first income property. I can expect to be in the 25% bracket for the next thirty years or so and if I'm fortunate I might even reach a higher one. My question is should I use segmented deprciation or simply straight-line? It seems I might be better off taking the deduction when my income is higher and not front loading the depreciation. Then again, I'd also have to consider whether the passive activity loss limmitations will play a greater role now or later. If I end up with more than a $25k loss, the extra deductions won't matter. Finally, I'd have to think about how much return I could get from the money I save in taxes now. Cash today is better than cash tomorrow, but is it significant in this case? Im not sure.

I'd be interested to hear some thoughts. Thanks!