This website is a Godsend!! I work as an Hvac contractor and make roughly $675 per week which is paid to me by my partner. Every week when i get my check he takes out 10% of whatever I made that week, which he says is to cover my workers comp insurance. My question is should this have been coming out of my check every week, or was this something he was suppose to cover. I honestly never questioned it until I started printing out and adding up how much I had made this year by looking at the checks I had submitted into my Business account. After doing so I realized this amount isn't the total of what i made, if i still owed taxes on this 10 percent that he has kept every week. I wasn't able to find out if i did owe taxes on this 10% , But I did find where it is illegal for an employer to try and offset these insurance premium cost through the employee. But being that i am a contractor, and not an employee, I don't believe these laws apply to me. Sorry if this is all confusing, I am lost myself, but my question is should my partner have been deducting this 10% out of my check every week. Or was he using it to offset the cost of his premiums going up by employing me. And if he was suppose to deduct it, am I still liable for that extra 10% at the end of the year as far as taxes go and its re added back to my gross annualy income. Again sorry for this long confusing one, and thanks again!!