I'm 62, wife is 58, looking forward to 70-1/2, we will have about $50k of RMDs.
This is in addition to SS and other income, probably two times what we spend.
I want to start Roth Conversions, but have a few questions.
We are self employed earning about $75k, add to that dividends and interest that I hope to get reduced to about $20k for 2018. (selling dividend producers)
We max out SEP/IRAs, about $14k, does it make any sense to Contribute to a SEP/IRA and do a Roth Conversion? Seems counter to each other, but I like the SEP/IRA tax deduction.