I need help in filling up form W8-BEN to declare foreign status. My only financial transactions in the USA now are my IRA accounts related. So far I have only taken distribution of $500 from my ROTH IRA account which is less than contributions to the ROTH IRA account. But still this distribution was charged a tax withholding of 30%. Is there a a way to claim 0% tax withholding on my IRAs. I do not plan to take distributions immediately. But would like to know best way to reduce these taxes. Need help in this regards. Please advise.