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Old 04-13-2016, 12:35 PM
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Help filling out form 8965 Health Coverage Exception

I was unemployed for the first part of 2015, I started working in July. Since my income was $0 during the beginning half of the year, I did not have health insurance. I only had health insurance coverage from my employee during the months of August-December 2015. I would like to claim exception A for January-July 2105 on form 8965, because health insurance was considered un-affordable. Which worksheet do I have to complete to "prove" this?

I've done the Marketplace Coverage Affordability Worksheet and calculated that my "required contribution for the month" is zero. (Line 12) Is this the right worksheet?

Thanks,



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Old 04-13-2016, 04:45 PM
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As your Health insurance coverage was unaffordable based on your income, you file your 2015 tax return using Form 8965; The exemption is reported by entering your ECN in Part I of Form 8965 in column C. If your income is below your filing as your insurance is unaffordable and if you have an offer of coverage thru an employer, you need to enter code A for each applicable month on form8965 part 3



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Old 04-14-2016, 07:10 PM
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Quote:
Originally Posted by mt87f View Post
I was unemployed for the first part of 2015, I started working in July. Since my income was $0 during the beginning half of the year, I did not have health insurance. I only had health insurance coverage from my employee during the months of August-December 2015. I would like to claim exception A for January-July 2105 on form 8965, because health insurance was considered un-affordable. Which worksheet do I have to complete to "prove" this?

I've done the Marketplace Coverage Affordability Worksheet and calculated that my "required contribution for the month" is zero. (Line 12) Is this the right worksheet?

Thanks,
If you have a 1095-C, the IRS does NOT need any details from this form. You can keep any 1095-C form you get from your employer for your records.

When you come to the question ?Did you have health insurance coverage in 2015?, simply select ?Yes?.

When you come to the question "Were you enrolled in a plan from HealthCare.gov or another state's Marketplace in 2015?", select "No".
If you're covered through your job or have health insurance through the VA or Tricare, your plan isn't a marketplace plan, but it still counts as health care coverage



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