Thank you for your response (I had to register under a different name because my email blocked the verification link).

We generally get a pretty good tax refund every year. Does my husband still have to withhold the extra amount from his paycheck or do I still have to make quarterly payments? Or can I just let him continue to deduct what he usually does and just have a smaller refund next year? I would rather not do quarterly payments and just have a smaller tax refund at the end of the year, but don't know if there would be a problem with that.

Thanks.