Hello,

My husband passed away on 8/10/07. He had been on long term disability since he was laid off from his job due to illness and not being able to return to work in 08/2006. After his death, I received a letter from the disability insurance company stating that I would be receiving a lump sum death benefit which they sent to me. I have now received a 1099-MISC from them with the amount I received in the other income box. Do I need to include this as income on my return? I'm afraid I will owe tax because of this and I haven't even paid his funeral expenses due to having to and still paying numerous medical bills that insurance did not cover. I tried calling the IRS but after waiting an hour and 1/2 on the phone, I hung up.

Thank you very much for your assistance.

Coadysmom