I can't stand the stock market, I am constantly losing market value! Its getting so bad that almost all my stocks are going downhill...The bleeding just won't stop!

Every sector that I own is going down on a daily basis! Also, there was no 2008 New Year's Rally! I own Banks,Brokerage,Technology, Insurance and Retail are all undergoing prolonged price deteriation! I am fed up!

I want to move to something safer, so I read up on your annuities post, which really was very enlightening...Ok..my question is what is the best type of annuity that I should buy, and secondly, is it appropriate to buy in my pension account? Also, would there be any negative tax consequence upon withdrawal time.

Thanks..