Mutual funds are also expensive, you have to understand the fees and management charges and deferred sales charges.

But, for novice investors I would first consider investing in mutual funds. Lots of research is avaiable on mutual funds. Check out the mutual investment journals at your local barnes and noble or border bookstore..Go to the library and check out resources.

Get familiar with mutual funds costs, and read up on prior years performance for each fund.

This market correction is really vicious! Best to diversify through mutual funds.