I like whole life because it forces me to save money! Period! Plus all the other benefits mentioned by other members.

Don't forget that the insurance company has one of the most efficient and least expensive management fees associated with the whole life investment. So, rates of returns are going to be slightly higher in the long run compared to mutual fund investing.

However, I would advice members here, that it is important to struture the policy correctly and select the right asset allocation based on your risk tolerance.