| You can borrow against cash value of a whole life insurance at low interest rates!
I was able to borrow 90% of the cash value from my whole life Insurance policy.
Of course, I repaid it, but I used the funds for my downpayment on my home! Also, the interest rate at that time that I was charged was below 5%!
I strongly recommend it, as it forces you to save money! Slowly and steadily it will build a nice healthy cash value over 10-15 years! | 
