| The IRS now allows taxpayers to be able to direct their tax refund to up to three accounts. Thus, a taxpayer could send some of their refund to your checking account, some to their savings account and the rest to their IRA, or individual retirement account.
On the tax return the taxpayer will provide their individual account information along with the routing numbers for the savings institutions in which you want your money deposited. Prior to setting up the direct deposit, it’s always a good idea to check with the financial institution to ensure that you provide the correct information for the IRS form.
It is worth noting that the split-refund option is available whether you file electronically or by paper copy that is mailed to the IRS service center. | 
