| Am I eligible to contribute (and how much) to a Roth IRA?
I am married filing jointly and our Modified Adjusted Gross Income is $143,000. Am I able to contribute the full $5000 to a Roth IRA without being penalized the 6%? Also, can my wife contribute another $5000? Last, can the $5000 be contributed to both a roth and traditional IRA ($10,000 total) in a given tax year or is the 5K the limit between the two? | 
