| I pulled this off HSAeducator.com:
In order to open an HSA, you must be “HSA Eligible.” IRS guidelines say that an HSA Eligible Individual is anyone who:
Is under age 65 and not entitled to Medicare
Is covered by an HSA-qualified High Deductible Health Plan (HDHP)
Cannot be claimed as a dependent by another person
Isn’t covered by some sort of additional, non-HDHP insurance program | 
