hello, the answer is yes. In 1987 the gov. came in and said "whoa, hold up here" people are putting too much money inside of this deal here and we are not making any money off of this, in fact this looks way too good to be true. Now there is called a MEC line that you can put money up to, if you cross over the MEC line then there are tax consequences. MEC means Modified Endowment Contract. So, Essentially think of the Contract as a box, you can fund the box as full as it can go and as fast as you can, but you cannot create a bigger box or put in more money than it will hold or it Will become a MEC. When looking at these proposials the computer system will tell you the max you can put into this and how fast you can do it before it becomes a MEC. Hope this helps. DO YOURSELF A MAJOR FAVOR THOUGH, DO A 1035 EXCHANGE FOR ALL OF YOUR CASH VALUES AND PUT IN INTO A NORTHWESTERN MUTUAL POLICY, IT'S NOT EVEN CLOSE, NORTHWESTERN SMOKES EVERYONE IN THE INDUSTRY IN PERMANENT LIFE INS. 85% OF CEO'S IN THE U.S. STICK $ INTO THIS TYPE OF NON-QUALIFIED EXECUTIVE BENEFIT BONUS PLAN WITH NORTHWESTERN. YOUR POLICY WILL BE WORTH HUNDREDS OF THOUSANDS MORE. PLEASE EMAIL IF YOU WOULD LIKE MORE INFO.